Commercial Real Estate Lending FAQ

Question 1

Is Resolute Direct Capital a direct private commercial real estate lender?

Accepted Answer

Yes. Resolute Direct Capital is a direct private commercial real estate lender providing asset-based financing for time-sensitive commercial real estate transactions nationwide. RDC works with borrowers, sponsors, developers, investors, and qualified brokers seeking fast credit clarity and disciplined execution.

Question 2

What types of commercial real estate loans does Resolute Direct Capital offer?

Accepted Answer

Resolute Direct Capital reviews commercial bridge loans, acquisition bridge loans, refinance bridge loans, multifamily loans, construction loans, land and development loans, mezzanine debt, preferred equity, and special purpose commercial real estate loans.

Question 3

Does Resolute Direct Capital provide commercial bridge loans?

Accepted Answer

Yes. Resolute Direct Capital provides direct private commercial bridge loans for time-sensitive acquisitions, urgent refinances, loan maturities, construction completion, land, multifamily, and special purpose commercial real estate transactions where the collateral, structure, and exit strategy support the request.

Question 4

Can Resolute Direct Capital help with urgent commercial real estate refinances?

Accepted Answer

Yes. Resolute Direct Capital reviews urgent commercial real estate refinance requests when the borrower needs to pay off existing debt, address a loan maturity, satisfy a balloon payment, resolve lender pressure, or create time for sale, stabilization, or permanent financing.

Question 5

Does Resolute Direct Capital review commercial foreclosure bailout loans?

Accepted Answer

Yes. Resolute Direct Capital reviews commercial foreclosure bailout and default resolution loan requests on a case-by-case basis. These requests require clear payoff information, title status, collateral value support, borrower authority, lien information, and a realistic repayment strategy.

Question 6

How fast can Resolute Direct Capital review a commercial loan request?

Accepted Answer

Resolute Direct Capital is built for fast preliminary review of time-sensitive commercial real estate transactions. Review timing depends on file completeness, collateral type, title status, valuation support, borrower responsiveness, legal requirements, and transaction complexity.

Question 7

Can Resolute Direct Capital close commercial real estate loans quickly?

Accepted Answer

Certain commercial real estate loans may be able to close quickly when the file is complete, the borrower is responsive, title is clean or curable, valuation support is available, legal documentation is efficient, and the transaction is financeable. No closing timeline is guaranteed.

Question 8

What makes a commercial real estate loan request financeable?

Accepted Answer

A financeable commercial real estate loan request usually has defined collateral, supportable value, clear ownership, disclosed title issues, a realistic loan amount, organized documents, sponsor responsiveness, clear use of proceeds, and a credible repayment plan.

Question 9

What documents does Resolute Direct Capital need to review a commercial loan request?

Accepted Answer

A strong submission may include an executive summary, property address, loan request, purchase contract, payoff statement, rent roll, T12, operating statements, appraisal or broker opinion of value, title report, entity documents, sponsor information, construction budget, permits, and exit strategy.

Question 10

Does Resolute Direct Capital work with commercial mortgage brokers?

Accepted Answer

Yes. Resolute Direct Capital works with experienced commercial mortgage brokers who submit organized, authorized, and financeable commercial real estate opportunities. RDC respects properly disclosed broker relationships and focuses on clear communication, fast review, and disciplined execution.

Question 11

Does Resolute Direct Capital lend nationwide?

Accepted Answer

Yes. Resolute Direct Capital reviews commercial real estate loan opportunities nationwide, subject to collateral type, jurisdiction, transaction structure, title review, legal requirements, underwriting, and final credit approval.

Question 12

Does Resolute Direct Capital guarantee loan approval?

Accepted Answer

No. Any preliminary discussion, quote, calculator result, term indication, or submission response is subject to underwriting, collateral review, valuation review, title review, third-party diligence, legal documentation, final credit approval, and capital availability.